Free car finance calculator tool: compare used car finance quotes fast

Try our free car finance calculator tool to compare quotes from top lenders and discover how much you could borrow for a new car

Car finance calculator tool

Buying a car is exciting, arranging car finance is less so. That’s the reality for most car buyers but financing your car is still a necessity for many of us and finding the best deal can save you lots of money. That’s where our used car finance calculator tool comes in.

We’ve partnered with the car finance experts at Motiv to create an easy solution that lets you compare used car finance and loan quotes from top UK providers in one place. You can arrange a deal directly with the lender so when you go searching for the car you want, you’ll know exactly what you can afford. It really couldn’t be easier.

  1. Use the simple form to get your loan and finance offers in minutes.
  2. Compare the quotes from top UK providers and choose the best deal for you.
  3. Have your options ready when you speak to dealers to find the car you want.
  4. There’s no obligation and no impact on your credit score.  
Car finance calculator screen shots

Try our car finance calculator now...

How does the car finance calculator work?

All you have to do is complete the simple car finance calculator form. Carbuyer and our partner Motiv will do the rest.

You can get quotes for a specific car you’re interested in by inputting the registration or use the tool to find out what you can borrow before starting your car search.

Our car finance calculator will find quotes from leading UK finance providers including big names like RAC, Zopa, Creditplus, Oodle, Moneybarn, My Car Credit, Bamboo and CarFinance247.

Car finance brands

You’ll be presented with various types of car finance deal including personal loans, Hire Purchase (HP) and Personal Contract Purchase (PCP). From there, all you have to do is pick the quotes that suit you. In each case, we'll give you the monthly payments you'll need to make, the APR interest rate and all other relevant information on the finance package as well as an estimated percentage likelihood that you'll be accepted, based on the information submitted. 

From there, you can go directly to the finance provider and arrange the deal from the tool or use the quotes as a basis for negotiation with the seller when you find the car you want.

Why should I use the car finance calculator?

As we’ve already said, ours is a car finance comparison tool that saves you the legwork of getting quotes from individual finance providers. With this calculator tool you fill in one form and find out what the best offers are from a wide cross section of the UK car finance market. 

What you do next is completely up to you. The range of lenders included and the fact that you’re going directly to the finance provider means that there’s a good chance you’ll find deals that are better than those offered by dealers.

As always, we’d encourage you to carefully consider your options to work out which deal is best for you. There is no obligation to act on any of the quotes in our finance calculator, no impact on your credit score and your details are always secure. 

Try our car finance calculator now...

Car finance made simple

The world of car finance can be confusing but we’re here to make it simple for you. Complementing our car finance calculator tool we’ve got a whole package of content that explains how car finance works and how you can negotiate the market and get a great car for less. 

Now try our car finance calculator and see how much you could borrow... 

Recommended

PCP vs HP – which type of car finance is right for you?
PCP vs HP
Car buying
17 May 2022

PCP vs HP – which type of car finance is right for you?

Best new car deals 2022: this week’s top car offers
Honda CR-V deal
Deals
13 May 2022

Best new car deals 2022: this week’s top car offers

What is GAP insurance and why do you need it?
crash
Car buying
6 May 2022

What is GAP insurance and why do you need it?

Best car lease deals 2022
Audi Q2 SUV
Deals
21 Apr 2022

Best car lease deals 2022

Most Popular

Top 10 best cheap-to-run cars 2022
Nissan Leaf front
Best cars
3 May 2022

Top 10 best cheap-to-run cars 2022

Best new car deals 2022: this week’s top car offers
Honda CR-V deal
Deals
13 May 2022

Best new car deals 2022: this week’s top car offers

Top 10 best cheap cars 2022
Dacia Duster SUV
Best cars
13 May 2022

Top 10 best cheap cars 2022

Tips & advice

View All
Car dashboard warning lights: the complete guide
Car dashboard symbols and meanings
Tips and advice
23 Mar 2022

Car dashboard warning lights: the complete guide

Electric car charging stations: a complete guide
Electric car charging station
Tips and advice
5 Nov 2021

Electric car charging stations: a complete guide

PCP vs HP – which type of car finance is right for you?
PCP vs HP
Car buying
17 May 2022

PCP vs HP – which type of car finance is right for you?

Average speed cameras: how do they work?
Average speed cameras: how do they work?
Tips and advice
23 Jul 2021

Average speed cameras: how do they work?

Best cars

View All
Top 10 best car interiors 2022
Peugeot 208 hatchback
Best cars
25 Jun 2021

Top 10 best car interiors 2022

Top 10 best electric cars 2022
Ioniq 5
Best cars
25 Apr 2022

Top 10 best electric cars 2022

Top 10 best cheap-to-run cars 2022
Nissan Leaf front
Best cars
3 May 2022

Top 10 best cheap-to-run cars 2022

The UK's top 10 fastest hot hatchbacks 2022
Audi RS 3 driving - front view
Hot hatches
3 Feb 2022

The UK's top 10 fastest hot hatchbacks 2022